Trust & Will Review 2026: The Easiest Way to Make a Will Online

Most Americans don't have a will. Not because they don't want one — but because the traditional process is slow, expensive, and intimidating. Trust & Will changes that. You can create a legally valid will in under 20 minutes, for a fraction of what an attorney charges. Here's our full breakdown.

Why Most People Don't Have a Will — And Why That's a Problem

Only about 1 in 3 Americans has a will. The rest? They're leaving critical decisions — who gets their money, who raises their kids, what happens to their home — entirely up to state law and the courts.

If you die without a will (called dying "intestate"), a judge decides how your assets are distributed. Your wishes don't factor in. And if you have minor children without a named guardian? That decision goes to a court too, which can be a long, emotionally draining process for the family you leave behind.

The traditional fix — hiring an estate planning attorney — costs between $1,000 and $3,000 for a basic will and trust package, plus requires multiple in-person appointments. That cost and friction stops most people from ever getting it done.

What Is Trust & Will?

Trust & Will is an online estate planning platform that lets you create attorney-drafted legal documents — wills, living trusts, healthcare directives, and powers of attorney — through a simple guided questionnaire. No law degree required. No office visit needed.

The company was founded in 2017 and is now one of the most widely used online estate planning platforms in the US. They're an AARP provider, have a 4.7-star Trustpilot rating, and their documents are reviewed by a network of estate planning attorneys to ensure they meet the legal requirements of your specific state.

What Documents Does Trust & Will Offer?

Depending on the plan you choose, Trust & Will can generate the following documents:

• Last Will and Testament — the core document specifying how your assets are distributed and who manages your estate
• Guardian Nomination — legally designates who will raise your minor children if something happens to you
• Financial Power of Attorney — authorizes someone to manage your finances if you become incapacitated
• Healthcare Directive / Living Will — specifies your medical wishes if you can't communicate them yourself
• HIPAA Authorization — allows designated people to access your medical information
• Revocable Living Trust — holds your assets during your lifetime and distributes them immediately after death, bypassing probate
• Pour-Over Will — works alongside a trust to capture any assets not already inside the trust

Will vs. Living Trust — Which Do You Need?

For most people with a home, children, or retirement accounts, a living trust is the better long-term choice — it saves your family the time, cost, and stress of probate. But if you're just getting started and want to get something in place quickly, a will is far better than nothing.

Trust & Will Pricing

Prices as of April 2026. Membership plans with unlimited document updates are also available.

What the Process Looks Like

Getting started with Trust & Will is straightforward. Here's what to expect:

1. Choose your plan — will, couples will, or living trust
2. Answer guided questions — about your assets, beneficiaries, executor, and any guardianship wishes for minor children
3. Review your documents — Trust & Will generates them instantly based on your state's requirements
4. Download and sign — print, sign in front of witnesses or a notary (Trust & Will walks you through exactly what your state requires)
5. Store securely — Trust & Will offers a digital vault to store your documents and share access with trusted people

Who Should Use Trust & Will?

Where Trust & Will Falls Short

Trust & Will is excellent for straightforward estate planning needs, but it may not be the right fit in every situation:

• Complex business ownership — if you own a business with partners or multiple entities, a specialized attorney is advisable
• Large taxable estates — estates above the federal estate tax exemption ($13.6M in 2026) require advanced tax planning beyond what an online platform provides
• International assets — property or assets held in other countries require jurisdiction-specific legal advice
• Contested family situations — if you anticipate challenges to your will, an attorney can help structure documents to minimize risk

For the vast majority of Americans, none of these apply — and Trust & Will covers everything they need.

Trust & Will vs. Doing Nothing

Frequently Asked Questions

Paid partnership. Prices and features subject to change. This is not legal advice.