Best Apps to Track Net Worth in 2026

Monarch Money built its reputation on clean design and being the best Mint replacement. For net worth specifically, it combines a real-time net worth dashboard, account aggregation via Plaid and Finicity, and the ability for two people to view shared finances with individual controls over what each partner sees.

The Net Worth Over Time chart breaks down asset growth vs. liability reduction so you can see which is driving your wealth. Custom account groups let you segment "Retirement", "Home Equity", and "Liquid Savings" separately. Monarch also lets you manually add assets like cars (KBB), real estate, and private investments that can't be synced.

At $99.99/year, a couple splitting the cost pays $50/year each — comparable to other finance apps but with far more features.

Copilot is the most beautifully designed personal finance app available — and it's Apple-exclusive. If you're in the Apple ecosystem and care about aesthetics, Copilot's net worth dashboard is genuinely a joy to use. The Net Worth screen shows a color-coded breakdown of assets vs. liabilities with sparkline charts for each account.

Copilot's AI transaction categorization learns from your corrections and becomes more accurate over time. The app supports household sharing, has excellent investment tracking, and its Mac app syncs seamlessly with iPhone. It now also includes basic crypto tracking via Coinbase integration.

Kubera is the only net worth tracker built from the ground up for complex, diverse portfolios. Traditional brokerage and bank accounts are supported, but Kubera goes further: connect Ethereum wallets directly (it reads the blockchain), track DeFi protocol holdings, sync real estate values from Zillow, look up car values from KBB, and add private equity or angel investments manually.

Kubera also includes a "Beneficiary" feature where you can designate someone who gets access to your full financial picture in the event you become incapacitated — a unique and thoughtful feature for estate planning. It's niche, but for the right user it's the only tool that does the job.

YNAB is primarily a zero-based budgeting tool, but it includes a Net Worth report that tracks assets and liabilities over time. If you're serious about both controlling spending and watching net worth grow as a result, YNAB is the only app that does both well — and it has the highest-rated app in any personal finance category at 4.9 stars.

The net worth view is more of a by-product of complete budgeting than a dedicated tracker, so if net worth is your primary focus, Empower or Monarch are better suited. But if you want to understand how daily spending decisions compound into wealth (or debt), YNAB's feedback loop is unmatched.

Tiller automatically pulls your bank and investment transactions into Google Sheets or Microsoft Excel every day. If you love spreadsheets and want complete control over your net worth calculations, Tiller gives you the raw data and pre-built templates to build exactly what you want.

Tiller's Net Worth Snapshot template automatically categorizes accounts and updates daily. Because it's a spreadsheet, you can customize formulas, add custom asset classes, or build your own visualizations. At $79/year, it's the cheapest paid option on this list.

Wealthfront's free Self-Driving Money™ dashboard lets you link external accounts (bank, brokerage, 401k) and see your full net worth — no Wealthfront account required to use this feature. If you also want automated investing, Wealthfront's 0.25% AUM robo-advisor is one of the best available.

The tracker is more of a gateway to Wealthfront's full product suite, so it's less feature-rich than dedicated trackers. But if you're already a Wealthfront customer (or want to be), the integrated experience is seamless — your invested assets, cash account, and linked external accounts all live in one view.